The financial backbone
of the VGO Ecosystem.
VPY is a decentralized financial platform built on QuantumWeave Blockchain — enabling secure global payments, VGC transfers, financial marketplaces and QuantumNode validation rewards.
Wallet & payments
Your VGC wallet. Your financial identity.
One wallet. Multiple accounts. Every financial action in the VGO ecosystem flows through VPY — powered by QuantumWeave Blockchain with T+0 settlement.
Settlement model
Traditional banking
User → Bank → Bank → Bank → Recipient
3–5 business days
VGO model
User → QuantumWeave → Recipient
T+0 instant
VGC wallet
Your primary VGC wallet for payments, transfers and SDA purchases.
SDA wallet
Hold and manage your Startup Digital Assets across the VGO ecosystem.
Spend account
Everyday spending account — pay merchants and businesses with VGC.
Pocket account
Savings and rewards account — QuantumNode rewards credited here.
Wallet transfers
Transfer VGC instantly between wallets and accounts at zero latency.
P2P payments
Send and receive payments directly — consumer, business and merchant.
Local exchanger network
The official FIAT gateway.
Local Exchangers are the only official bridge between traditional banking and the VGO ecosystem — enabling FIAT ↔ VGC conversion worldwide.
Buy VGC (FIAT → VGC)
Sell VGC (VGC → FIAT)
Live exchanger rates
Become a local exchanger
Build a financial business on VPY.
Earn exchange spread and transaction fees by connecting your community to VGC. Open to: Individuals · Businesses · Retail shops · Financial service providers · SSI owners
Financial marketplaces
More than payments.
VPY brings together financial services, insurance and investments in one trusted ecosystem marketplace.
Loans & financing.
Access personal loans, business loans, financing and credit products from licensed financial partners — all through VPY.
- Personal loans
- Business loans
- Financing products
- Credit products
Financial products are the responsibility of licensed providers. VPY acts as marketplace facilitator.
Protection for every need.
Health, vehicle, travel, property and business insurance from licensed insurers — discover, compare and purchase in one place.
- Health insurance
- Vehicle insurance
- Travel insurance
- Property & business insurance
Insurance policies are the responsibility of licensed insurers. VPY acts as marketplace facilitator.
Grow your wealth.
Mutual funds, wealth management, retirement plans and investment products from regulated providers on the VPY platform.
- Mutual funds
- Wealth management
- Retirement plans
- Investment products
Investment products are the responsibility of regulated providers. VPY acts as marketplace facilitator.
QuantumNode
Validate. Earn. Participate.
QuantumNode is the ledger validation network of QuantumWeave. Participants earn VGC rewards for validating transactions and securing the network.
QuantumNode Cloud
Purchase a QuantumNode VM hosted on VCL (VGO Cloud Technologies). No hardware required — validate from anywhere in the world with a single subscription.
- No hardware needed
- Hosted on VCL cloud
- Instant activation
- Global participation
QuantumNode Device
Purchase physical QuantumNode hardware and run your own validation node. Install at home, office or data center — full control over your node.
- Physical hardware device
- Home, office or data center
- Full node control
- Independent operation
Roadmap
The future of VPY.
Next-generation financial capabilities coming to the VGO payment ecosystem.
Get started
Join the VGO financial ecosystem.
Open a wallet, become a local exchanger, run a QuantumNode or list your financial products — VPY is open to everyone, worldwide.